The dub app is hard to miss. Short videos about copying Nancy Pelosi’s trades, screenshots of hedge fund portfolios, a clean interface, a promise that takes ten seconds to understand: pick a portfolio, and your account follows it.
Then you look for the dub app in Europe. You find the app, you start the sign-up, and you hit a wall: dub asks for a Social Security number and a US phone number. That is the end of the road for anyone living in France, Germany, the Netherlands, Spain, Italy or the UK.
This article explains what dub is, why it stops at the border, and what a European investor can actually do to follow the same portfolios. Short version: the tracking works fine from Europe, the automatic execution does not.
What is dub?
dub is a copy-trading app based in New York. You browse a catalogue of portfolios, pick one, and dub mirrors that portfolio’s trades inside a brokerage account it opens for you. It is execution, not research: the app does the buying and selling.
The catalogue has three families. Politicians, Nancy Pelosi included, rebuilt from their mandatory trade disclosures. Hedge fund managers, rebuilt from their institutional filings. And more than 200 “creators”, individual investors with a verifiable track record who publish their portfolio for others to copy. dub trades only US-listed stocks and ETFs.
The company has raised $47 million in total, including a $30 million Series A in 2025, the year it passed a million downloads. That funding is why the ads follow you around, and it is a fair signal that the product resonates with its market.
Pricing comes in two layers. Auto-copy runs on a monthly subscription called dub Plus. On top of that, premium portfolios carry their own subscription fee: dub’s fee schedule puts it between $25 and $500 per premium portfolio, billed quarterly or annually in advance. For an investor in Chicago, that is a clear offer. The catch is who is allowed to open the account.
Can you use dub in Europe?
No. dub is not available in Europe, and no European launch has been announced.
The rules come from dub’s own eligibility page: you must be a US citizen or a US permanent resident, you must have a valid Social Security number, and you must have a US phone number. dub states that the app is tailored for US residents and that it is not available to people living outside the US.
The UK is not an exception. Being outside the European Union changes nothing here, because the requirement is not “inside the EU or not”, it is “a US identity or not”. A London address and a UK phone number fail the same check as a Milan address.
One detail trips people up. dub’s help center has a second article about customers who are “outside the US”. It covers an existing US customer travelling abroad, on holiday or on a work trip, not a resident of Madrid opening a new account. If you read it as a door into Europe, it is not one.
So the app opens, the catalogue looks great, and the sign-up stops at identity verification. That is not a bug on your phone, and there is no setting to change.
Why US copy-trading apps stop at the border
It helps to see what an app like dub actually is. Behind the interface, it is a brokerage: it holds your money, places your orders, and answers for them. That is the part that does not travel.
A brokerage can only onboard people it is allowed to verify and serve. dub’s account opening is wired to a US identity: a Social Security number, a US phone number, a US address. Nothing in that pipeline knows what to do with a Belgian tax number or a German phone prefix.
Serving Europe would not mean adding a country dropdown. It would mean a European-licensed broker, European identity checks, and the rules of each European country on top, one at a time. That is a company rebuilding its foundations, not a feature release. This is also why the AutoPilot app has the same wall for Europeans: two different US companies, one identical limitation.
A research app has none of those constraints, because it never touches money. It reads public documents, rebuilds portfolios, and tells you what changed. Nothing to license, nothing to hold, no order to place. That is exactly why the research half of the promise works from Europe while the execution half does not.
What European investors can do instead of dub
Three routes exist. Only one of them is pleasant.
1. A research app that works from Europe. This is what we built. TrueWallet is a free iPhone app that rebuilds the disclosed portfolios of members of the US Congress, from their STOCK Act filings, and of hedge fund managers, from their 13F filings. You get an alert when a new filing is read, an AI verdict on each portfolio, and the option to follow any portfolio with virtual money, measured against the S&P 500. The free plan covers 3 followed portfolios with alerts, 5 watchlist stocks and 3 virtual portfolios. TrueWallet never holds your money and never places an order: copying a portfolio for real, in your own brokerage account, comes with our first broker partner. It works from any European country, the UK and the US, in English, French, German, Spanish and Italian.
2. The manual route. Every filing dub reads is public and free. Congressional trades are published on the House Clerk’s disclosure site, and institutional holdings sit in EDGAR. You can read them yourself, rebuild the portfolio by hand in a spreadsheet, and place the orders at your own European broker. It costs nothing but your time, and the time is real: you have to check for new filings constantly, and rebuild weights every time something moves. Our guides on how to copy politician trades and on 13F filings walk through the mechanics if you want to try.
3. The ETF route, which mostly does not exist here. Two US-listed ETFs mirror congressional trades, NANC and KRUZ. European retail investors generally cannot buy them, because they lack the key information document that EU rules require before a fund can be sold to the public. In most cases the same restriction applies in the UK. So the simplest-looking answer is closed off before you start.
Route 1 is the one we recommend, and not only because it is ours. It gives you the same starting point dub sells, the portfolios, the changes, the AI verdict, without asking you to be American, and it lets you watch a portfolio behave for a few months before a single euro of yours is involved.
Here is what those portfolios look like. As of 18 September 2026, on one-year backtests with the disclosure delay built in and before any fees: Nancy Pelosi +14.3%, David J. Taylor +19.2%, Stanley Druckenmiller +30.1%, Buffett Wallet +21.8%.
Past performance is not indicative of future results.
The full ranking of politician traders has the rest.
dub vs TrueWallet
| dub | TrueWallet | |
|---|---|---|
| Works in Europe | No | Yes |
| Works in the UK | No | Yes |
| Works in the US | Yes | Yes |
| Politicians | Yes | Yes |
| Hedge funds (13F) | Yes | Yes |
| Creator portfolios | Yes | No |
| Places trades for you | Yes | No, never |
| Price model | Subscription plus per-portfolio fees | Free, optional Pro |
| App languages | English | EN, FR, DE, ES, IT |
Read the table honestly and it says two different things. For an American who wants the trades placed automatically, dub does something TrueWallet does not do, and does it well. For anyone in Europe, that column is unavailable, which makes the comparison short.
The second real difference is what happens before you commit money. dub starts when you fund an account. TrueWallet starts with a portfolio you follow on paper, for as long as you want, which is a better way to find out whether you can actually live with a concentrated tech portfolio through a bad month. If you want a wider view of the tracking tools available, we compared them in our best politician stock tracker apps roundup.
How to start from Europe in three minutes
- Download TrueWallet from the App Store on your iPhone. It is free, and there is no account to open at a broker.
- Pick a politician or a hedge fund manager in the catalogue. Every portfolio shows its holdings, its weights and its dated backtest.
- Tap Follow. The portfolio joins your followed portfolios with its recent trades and its AI verdict.
- Turn on alerts. You get a notification when a new filing is read.
- Open a virtual portfolio on that same portfolio. You follow it with virtual money against the S&P 500 and see how it behaves before deciding anything with real money.
That is the whole setup. When you later want to copy a portfolio for real, with your own money at your own broker, that comes with our first broker partner. If the app does not show up in your country’s App Store, contact us and we will check.
Frequently asked questions
Is dub available in Europe?
No. dub is a US app. Its help center requires US citizenship or US permanent residency, a valid Social Security number and a US phone number. dub states the app is tailored for US residents and is not available to people living outside the US. No European launch has been announced.
Is dub available in the UK?
No. The UK is outside dub’s eligibility rules, exactly like the European Union. A UK address and a UK phone number cannot pass the account opening checks, because those checks are built for US residents only.
Do you need a Social Security number to use dub?
Yes. A valid Social Security number is one of dub’s stated requirements, along with US citizenship or permanent residency and a US phone number. There is no European equivalent you can substitute, and no verification path that skips it.
Is dub the same as AutoPilot?
No. They are two different US companies that both copy politician and investor portfolios into a brokerage account. They share the same limitation for Europeans: both need a US identity to open an account. We wrote the same analysis for AutoPilot in Europe.
What is the best dub alternative in Europe?
TrueWallet. It is a free iPhone app that rebuilds the disclosed portfolios of members of Congress and hedge fund managers, alerts you when a new filing is read, and lets you follow any portfolio with virtual money against the S&P 500. It works from any European country, the UK and the US. Copying a portfolio for real, in your own brokerage account, comes with our first broker partner. For the step-by-step version, see how to copy politician trades.
